Historic Beauty built in 1885 restored with thoughtfulness to original wood work details, exposed brick, tin ceilings, full of character and charm available in this sought after location in the heart of Uptown Kingston. This Duplex, built for the ages features The Main House which includes 2 stories, the first level brings you to a welcoming living room, a first level bedroom, a light and airy dining room with views to the open concept kitchen and flows from the Sunroom to the deck overlooking an expansive back yard with plenty of space to garden, and entertain. Upstairs shows the Main Bedroom with exposed brick loft area and skylight windows, a second bedroom, a walk in closet and main bathroom. The second unit has been fully updated featuring 1 nice sized bedroom, with a reading nook, or work space area, an eat in kitchen with welcoming expansive porch and charming living room with a door leading to additional upper level porch overlooking Wall St. Each unit has a washer and dryer, separate utilities. This property is energy efficient with updated windows and Solar Panels providing energy savings that are passed to the new owner! All this right on Wall St. The best location for quick access to Uptown restaurants, shopping, the weekly farmer's market, Trailways Bus, hiking trails, NY State Thruway, and 2 hours to NYC. A/O
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,940 | $2,863 | $3,724 |
Total Monthly Payment | $3,757 | $3,680 | $4,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.