Kick-out Clause in Play (Hubbard). The seller is seeking offers that do not have a home sale contingency or have their contingency satisfied. This 4-bedroom colonial sits on a very private plot with nearly 3 acres, with a sunny and bright eat-in-kitchen featuring skylights to the eating area, an updated kitchen with granite counters, tile backsplash, & stainless steel appliances. In addition, the first floor features a front-to-back family room with new carpeting (2024), a fireplace, and sliders to your updated trex deck(2020). The mudroom leading from the two-car garage features a perfect spot for your laundry units. The formal dining room, formal living room, and 1/2 half bath round out the first floor. Upstairs you will find a large primary bedroom suite featuring hardwood floors, a jetted tub, a shower stall, & 2 walk-in closets. The three other bedrooms are all good size easily accommodating a queen-size bed, while sharing a tastefully updated full bathroom with quartz counters. Additional features include new central air (2022), all-new insulation in the attic (2022), c-vac, young roof (2015), Buderus Boiler (2019), driveway (2021), and stone walkways (2020). The walk-out basement features high ceilings and is rough-plumbed for 3rd full bath. For the outdoors, enjoy a hike, grow a garden, relax by your fire pit, or rest assured your pet can run around inside the recently installed chain link fence. Additional features: secondary parking areas, generator connection, 200 AMP elec service, Solar Lighting Post caps, updated ceiling fans, & well-manicured landscaping.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Bay/Bow Window,Skylight,Breakfast Bar,Breakfast Nook,Granite Counters,Vinyl Floor | Main |
Family Room | Ceiling Fan,Fireplace,Patio/Terrace,Sliders,Wall/Wall Carpet | Main |
Full Bath | Tub w/Shower | Upper |
Half Bath | Main | |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,820 | $2,818 | $3,635 |
Total Monthly Payment | $3,699 | $3,697 | $4,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.