Realize your dream of homeownership with this well-maintained 3-bedroom, 2-bathroom home in the heart of New Port Richey. Located in a golf-cart-friendly neighborhood, just 10 minutes from downtown, this residence features timeless terrazzo flooring, modernized bathrooms, and updated windows. The backyard, a haven for gardeners, features pollinator-friendly native landscaping, a storage shed, mature trees, and a pergola over a paved patio. It's fully enclosed, offering a secure space for pets and family to relish the outdoors or gather around a fire pit. The kitchen is equipped with a built-in oven, double sink, and an attractive butcher block breakfast bar. The air-conditioned garage serves as an additional workshop, hobby, or utility space, which includes the laundry area. The home is fitted with A/C units in almost every room and has radiant electric heating. This exceptional property doesn't require flood insurance, has no HOA fees, and the Pasco County records do not show the master bedroom extension. Window shutters and a relatively new roof add to its appeal. This home is an excellent investment, offering cost-effective operation for its size. Schedule your personal tour today to explore this wonderful opportunity! This solid home stayed high and dry during the storms and sustained zero damage! Buyer's agents are welcome.
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Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,303 | $1,302 | $1,680 |
Total Monthly Payment | $1,528 | $1,527 | $1,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.