Under Construction. Welcome to this charming new construction home located at 12020 Hilltop Farms Drive in the vibrant city of Dade City, FL. This beautiful property, built by M/I Homes, features 4 bedrooms, 3 full bathrooms, and a comfortable single-story layout, perfect for families or those seeking ease of access.
Step inside and be greeted by a spacious open-concept main living area that seamlessly flows into the well-appointed kitchen, ideal for preparing delicious meals and entertaining guests. Your gourmet kitchen boasts modern amenities and ample storage space, making cooking a joy for any culinary enthusiast.
Each of the 4 bedrooms is generously sized, providing cozy retreats for relaxation. The bathrooms are elegantly designed and offers convenience and comfort for residents and guests alike. With a total of 2, 095 square feet of living space, this home offers ample room for both daily living and hosting gatherings.
The property also includes an attached 2-car garage, ensuring parking convenience and additional storage options. The outdoor space of this property is perfect for enjoying the Florida sunshine and fresh air. Whether it's hosting a barbecue, playing, or simply relaxing with a book, the 16' x 12' lanai provides endless possibilities for enjoyment.
Located in a sought-after community, this home provides a serene escape while being just a short distance away from local amenities, shopping centers, and dining options. The neighborhood offers a welcoming environment for residents of all ages and interests.
**Model Home of Floorplan used in Listing for Visual Purposes; photo's used are not of Actual Home being Built**
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $323,992 | $323,992 | $323,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,153 | $2,732 |
Total Monthly Payment | $2,450 | $2,447 | $3,026 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.