1, 740 square foot home with 3 bedrooms and 2 bonus rooms on beautiful country road with lots of privacy! 18x14 kitchen has wonderful natural lighting, a spacious dining area, and 9 recessed lights. The 16x14 living room has a brick fireplace and a built in fish tank. The new ceiling can be removed to bring it back to it’s former vaulted ceiling. A 16 x 16 master bedroom is separated from the rest of the bedrooms and is nicely proportioned with it’s own separate entrance. A 12x12 two story shed has been sited on the deck. The remaining deck space measures 17x12. Move this shed to another part of the property and you could have a beautiful 24x12 deck overlooking pretty wooded views with wildflowers galore! A rustic 15x14 guest house / summer rec room / studio is waiting for your updates. Beautiful rural setting along a quiet town maintained gravel road. Although the property is 1. 1 acres, it feels much larger with lots of woods and privacy. School choice. 16 and 25 miles to Manchester and Bennington downtowns. No central heat and thus will not qualify for a regular mortgage. A central heat source would need to be added prior to closing for the house to qualify for traditional financing. Otherwise, the sale would need to be cash or a renovation loan.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $218 | $218 | $218 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $729 | $729 | $964 |
Total Monthly Payment | $1,022 | $1,022 | $1,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.