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282 Vine Street, Northfield, VT, 05663 | $320,000
This charming duplex offers a fantastic investment opportunity or the perfect setup for multi-generational living. Featuring one 2-bedroom, 1-bathroom unit and one 3-bedroom, 1-bathroom unit, each with spacious living rooms and kitchens, this property is nestled in a friendly neighborhood close to local schools, amenities, and recreational activities. The inviting layouts provide comfortable living spaces, with a washer and dryer in the shared basement and hookups available in the full bath of Unit 1. Recent upgrades include freshly painted interiors—Unit 1 received new paint in 2022, with the upstairs repainted in 2023, and Unit 2's upstairs, including the bathroom, newly painted in 2023. Exterior improvements feature new cement steps for the Unit 1 entrance, a patio added in 2022, and screened-in back decks for both units. The backyard boasts new fencing and is currently growing new grass on the Unit 2 side. With spacious bedrooms and a large unfinished basement ideal for storage, this duplex is a wonderful investment with guaranteed income potential or a comfortable place to call home while renting out the other unit.
Features
- Bedrooms: 5
- Units: 2
- Style: Multi-Family
- Year Built: 1904
- Heating: Radiator
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 2,240
- Acreage: 0.25
- Est. Taxes: $4,343
- Lot Desc: City Lot
- Elem. School: Northfield Elementary School
- Middle School: Northfield Middle High School
- High School: Northfield High School
- School District: Northfield School District
- MLS#: 4999853
- Website: https://www.raveis.com
/prop/4999853/282vinestreet_northfield_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/3/2024Listing courtesy of KW Vermont Phone: 802-654-8500
Listing Agent: Livian Vermont
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
282 Vine Street, Northfield, VT, 05663
$320,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
| Monthly Tax Payment | $362 | $362 | $362 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,725 | $1,725 | $2,212 |
| Total Monthly Payment | $2,162 | $2,162 | $2,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484