Come live minutes to Downtown St Augustine in the quaint little neighborhood of Orchard Park! Just off of State Road 207, close to I-95. This newly built townhouse has been maticulously maintained by the owner with $15k in upgrades! As you enter the foyer, there is a half bath right off the kitchen, which is also open to the living room and has a great view of the backyard. This beauty has 2 primary bedrooms. Both primary bedrooms and laundry facilities are upstairs. Washer and Dryer is included. This unit is nestled at the end of the culdesac for added privacy. Has a 1 car garage for parking or extra storage. Also has extra storage under the stairs. Smart water Heater. Stainless appliances! Granite countertops! Light and bright with lots of natural light! You name it! This won't last! Schedule your private showing before it's gone!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,720 | $228,720 | $228,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,522 | $1,503 | $1,929 |
Total Monthly Payment | $1,597 | $1,578 | $2,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.