Centrally nestled in Vermont, this charming country home offers convenience to town and major ski areas. The property boasts a sprawling lawn cascading to a serene pond, complemented by a pond house overlooking the water. Relax on one of two inviting porches embracing outdoor living come rain or shine. Inside, find seamless one-level living with two bedrooms each with a bath, kitchen, dining, and living spaces enhanced by the cathedral ceiling and planed beams accentuating the country kitchen's charm. A loft above expands that living space offering versatility for an office or media room or simply a quiet sitting area to read and relax. When company arrives, an indispensable lower level expands living options with a spacious family room, highly functional kitchenette with island seating, bedroom en suite and bonus space- seamlessly connected to the outdoor patio with mountain and water view. With a shared driveway off Rt 11, accessibility is assured. A two car garage attached has room for tuning skis or small projects. Situated near Lowell Lake, hiking trails and a bustling farmer’s market, it ensures access to essentials and local delights. Don’t miss the chance to experience local festivities like the July 4th parade and fireworks.
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$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $685 | $685 | $685 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,378 | $3,378 | $4,394 |
Total Monthly Payment | $4,155 | $4,155 | $5,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.