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41 Lake Road, Fishkill, NY, 12524 | $449,500
A/O 6/26 Show for backup. This picture-perfect, solid brick Cape Cod style home is nestled on a beautiful, tree-lined, level homesite in the charming town of Fishkill. This wonderful floor plan offers a welcoming entry foyer showcasing gleaming hardwood flooring, central air conditioning, a formal dining room and cozy living room with stone fireplace, primary bedroom and second bedroom on first level, kitchen with oak cabinetry and convenient mudroom, and a spacious family room with second fireplace. The second level features two additional bedrooms, a half bath, hardwood flooring and storage. The true highlight of this property is the oversized 6+ car garage, equipped with a separate electric panel, ideal for car enthusiasts, collectors, or anyone in need of a workshop. Quality improvements and replacements in the home include: new 200 amp electric box, 2018 furnace, 2019 oil tank, 2018 sewer line, 2023 well pump and well line. Hook up generator included in sale. Perfect location for commuters, 65 miles from Manhattan, 6 miles to the New Hamburg Metro North Train Station, and 5 miles to I-84. Also close to schools, shops, restaurants and Village of Fishkill. See property website with additional information and floor plans.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 1 full / 1 half
- Style: Cape Cod
- Year Built: 1953
- Garage: 1-car Detached
- Heating: Oil, Forced Air
- Cooling: Central Air
- Basement: Full, Walk-Out Access
- Approx Sq. Feet: 1,667
- Acreage: 0.88
- Est. Taxes: $7,200
- Lot Desc: Level
- Elem. School: Brinckerhoff Elementary School
- Middle School: Van Wyck Junior High School
- High School: John Jay High School
- School District: Wappingers
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6311914
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/H6311914/41lakeroad_fishkill_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
41 Lake Road, Fishkill, NY, 12524
$449,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,600 | $359,600 | $359,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
| Monthly Tax Payment | $600 | $600 | $600 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,392 | $2,390 | $3,083 |
| Total Monthly Payment | $3,067 | $3,065 | $3,758 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535