SELLER WILLING TO PAY BUYERS CLOSING COSTS OR TOWARDS A RATE BY DOWN. Also SELLER HAS FHA LOAN WITH AN INTEREST RATE OF 2. 99% THAT CAN BE ASSUMED. Can you see yourself living in this beautifully maintained 4 bedroom 2 bath home in very well sought after community Copper Ridge in Valrico!!! Enter the front door to a large formal living room and formal dining room combo. A few steps farther and you will walk into a spacious kitchen that has plenty of cabinets and counter space as well as a nice size pantry. The peninsula leads to the large family room which has a large slider that opens up to the screened in lanai and a fenced in backyard. The guest bathroom and laundry room were both remodeled in 2017. The hot water heater was replaced in 2019. The AC is from 2022. This is a great chance to get in a great community with awesome local a+ school district. Come see this home today before it's gone.
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Our Executive Mortgage Banker:
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$384,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,999 | $307,999 | $307,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $2,047 | $2,620 |
Total Monthly Payment | $2,506 | $2,452 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.