This warm and comfortable one level home within walking distance to beautiful Misquamicut Fire District beaches offers open living at its best! Oversized rooms and windows bring the natural beauty and light of the outside in with the 18 foot ceilings in the living area adding to this airy feeling. The gourmet kitchen has all the modern appliances needed for your convenience. And the sunroom sits with French doors opening to the family room, kitchen and new 18' X 20' deck. . . perfect for relaxation and entertainment. There is a primary en suite with walk-in closet, 2 other bedrooms and bath, hardwoods, a gas fireplace in the living room, a dining room, mud room, oversized 2 car garage, outdoor shower, central air AND if that's not enough the lower level offers a rec room, full bath, bedroom and storage. This easy maintenance home is priced to sell and is the perfect choice for vacation enjoyment or year round living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.486% | 6.307% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,046 | $6,463 | $8,812 |
Total Monthly Payment | $6,760 | $7,177 | $9,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.