** MILESTONE INSPECTION STUDY HAS BEEN COMPLETED & BUILDING PASSED INSPECTION! **
Enjoy this gorgeous, fully furnished & turnkey, bright, and light, completely renovated 2-bedroom, 2-bath condo with an open floor plan. Located on the 3rd floor of Diamond Isle Condo on Island Estates in Clearwater Beach, it boasts stunning water views overlooking sparkling Clearwater Harbor, the Intracoastal Waterway, and seasonal sunsets over Clearwater Beach. This spacious condo features a large living room, dining room, and a separate breakfast nook that can be used as a study or office. The kitchen has been thoughtfully remodeled with quartz countertops and newer stainless-steel appliances, including a brand-new washer and dryer. Additional updates include all new windows (2022), new luxury vinyl floors (2022), electric shades with blackout curtains in the living and dining rooms with remote control (2022), a new air conditioner (2023), a new water heater (2022), new closet doors (2022), new lighting (2022), all new outlets, new paint throughout the condo (2021), and a separate ice maker in a large closet pantry. There is ample storage space in the kitchen pantry and built-in closet organizers throughout. Enjoy all the building amenities, such as a gym, locker rooms with a sauna, a billiard room, a spacious clubroom, and more. Outside amenities include a tennis court, a waterfront heated swimming pool, a Tiki Hut with a BBQ grill, and a community dock great for fishing. For boaters, boat slips are available on a first-come, first-served basis, rented out by the association at a low cost of $168. 50 per month. If you desire to install a boat lift, it would be at the buyer's expense. Other features include an assigned parking space (#2), a pet-friendly community (with a 20 lbs. max weight), and the condo can be leased after 1 year of ownership. Furnishings are included in the sale, along with a beautiful new (used once) tandem kayak with 2 paddles and a cover. The Diamond Isle Condo Community is located in the prestigious Island Estates community, close to shopping, restaurants, a grocery store, banks, salons, and just a short drive, bike, or Jolly Trolley ride to beautiful new Coachman Park & to the world-renowned sugar sand beaches of Clearwater Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $468 | $468 | $468 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,406 | $3,129 |
Total Monthly Payment | $3,014 | $2,949 | $3,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.