Welcome to this 2400 sq ft Colonial-style home, featuring 4 spacious bedrooms, 2 full bathrooms, and 1 half bathroom. This home is a blend of classic elegance and modern comfort. The first floor offers versatile living space including an office area, in-law suite, and/or master bedroom. Relax in the cozy living room with a fireplace, perfect for chilly evenings. The large, eat-in kitchen is a chef's delight with newer cabinets and plenty of space for family gatherings. Upstairs, you'll find three additional bedrooms, each with ample closet space, beautiful hardwood floors and a super attic system offering year-round energy savings and temperature-controlled storage. The fully finished basement provides extra living space, ideal for a playroom, home office, or gym. Set on a private, professionally landscaped lot, the home has a picturesque yard adorned with mature perennial gardens, ornamental trees, and a tranquil brook in the backyard. The serene outdoor multi-level yard invites you to relax and enjoy nature, with a 28-foot round pool and deck for summer fun, fire pit and a Kloter Farms storage shed adding extra outdoor storage. The second deck provides a seamless walkout to the beautiful surroundings. Located within walking distance to Orchard Hill Elementary and Timothy Edwards Middle Schools, this home is close to numerous shopping centers, restaurants, and provides easy access to the highway making commuting a breeze. This home is a perfect blend of comfort and style.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 19.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 13.0 x 13.0 | Upper |
Dining Room | 12.0 x 11.0 | Main | |
Family Room | Remodeled,Book Shelves,Wall/Wall Carpet | 11.0 x 33.0 | Lower |
Kitchen | Breakfast Bar,Built-Ins | 13.0 x 11.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 12.0 x 21.0 | Main |
Primary Bedroom | Full Bath,Hardwood Floor | 10.0 x 15.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $681 | $681 | $681 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,474 | $3,174 |
Total Monthly Payment | $3,230 | $3,230 | $3,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.