Under contract-accepting backup offers. Major Price reduction, motivated seller!
"Welcome to your new home!" This expansive 3-bedroom, 2-bathroom home features a generously proportioned living area and a versatile bonus room, offering endless possibilities to craft your ideal office, snug retreat, or personal workout space.
New Roof installed in 2018, Entire home equipped with modern PEX piping in 2023 for enhanced durability and efficiency. A/C system replaced just 4 years ago. Convenient wheelchair ramp added for easy access through the main entrance. Property features 1 shed: 12x10 Smithbilt.
Nestled on nearly a quarter-acre lot, this property offers abundant outdoor space. Located in the serene community of Polk City, Florida, you'll enjoy tranquility while remaining conveniently close to premier attractions. From Walt Disney World and Universal Studios to the pristine beaches on both the East and West coasts, excitement awaits just a short trip away.
With NO HOA fees, deed restrictions, or land lease, you have the freedom to personalize this home to your liking. Additionally, nearby amenities such as the Lake Agnes boat ramp for fishing, skiing, and boating enthusiasts, Lake Myrtle Sports Park, picturesque walking trails, and more ensure there's always something to enjoy.
If you desire a relaxed lifestyle without sacrificing access to city amenities, this is the perfect fit. Only five miles from I-4 and less than an hour from vibrant Tampa and Orlando, seize this chance to enjoy the best of both worlds.
Don't let this incredible opportunity slip away—schedule your viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,059 | $1,058 | $1,343 |
Total Monthly Payment | $1,186 | $1,185 | $1,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.