Listing price is below recent appraisal. This one-of-a-kind, custom built pool home of almost 2400+/- sq ft was completed in 1999 and is centrally located in St Cloud. Sprawling over a half-acre and located on a dead-end street, this home has so much to offer. Pride of ownership shines throughout. The first floor offers a living room, kitchen, formal dining room, living room, laundry and half bath. The second floor offers three full bedrooms and two full bathrooms. The kitchen offers tile floors, Silestone countertops and soft close, hickory cabinets which are stained to look like oak. Breakfast bar and eat in kitchen area lead right to the large living area, formal dining room and laundry/mud room. Stunning stone fireplace to set the mood in the lovely living area. Beautiful staircase leads to a landing which lead to two bedrooms, a bathroom and the owners suite. Large laundry room with cabinets and wash tub. Spacious, south facing patio which overlooks the stunning fenced in paver pool area. Detached garage is 17. 10 x 27. 10. Roof and AC both (there are two) new in 2018. Hot water heater original to home. Water softener and security system which was never activated. Septic last emptied in 2/2020 it is a 1050-gallon tank. About 30 minutes to the Medical City of Lake Nona and about an hour to the beaches in Melbourne. Bring all your toys there is plenty of room and added bonus is Trout Lake Public boat ramp at the end of the road.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,743 |
Total Monthly Payment | $3,094 | $3,016 | $3,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.