Nestled right on the Connecticut border, this delightful home offers a perfect blend of comfort, charm, and convenience. Situated on a picturesque corner lot, the property boasts a spacious two-car garage, providing ample storage and parking space for all your needs. This home is perfectly positioned to offer stunning winter views that will take your breath away and lush privacy in the summer, making it an ideal residence for year-round living. Imagine waking up to serene, snowy landscapes in the colder months and enjoying the tranquility of your private retreat during the warmer seasons. Step into the cute country kitchen featuring a large pantry that offers abundant storage for all your culinary essentials. Charming wood floors extend throughout the living areas. Make your way to the beautiful stone fireplace, complete with an insert, serving as the focal point of the living area. It's perfect for gathering around on cold winter nights, creating a warm and cozy atmosphere. The dining area is a standout feature, boasting a full wall of windows that flood the room with natural light and bring the beauty of the outdoors inside. This space is ideal for enjoying meals with loved ones while taking in the scenic views of your surroundings. A full walkout basement provides additional space that can be tailored to your specific needs. Whether you envision a home gym, a family room, or extra storage, this area offers endless possibilities to expand and customize your living space. The outdoor spaces are designed for relaxation and entertainment. With beautiful decks and pathways that wind through the landscape, giving you plenty of spots to unwind, host gatherings, or simply enjoy the peaceful ambiance of your private oasis. As a resident, you'll have lake rights and beach access, making it easy to enjoy water activities, picnics, and leisurely days by the lake. Its Location on the Connecticut border makes way to access to the amenities and attractions of both states, providing a wealth of recreational, dining, and shopping options just a short drive away. Whether you're looking to downsize or seeking a cozy country second home, this property is a must-see. Its meticulous design and thoughtful features create an inviting atmosphere that will make you feel right at home from the moment you step inside. Don't miss the opportunity to experience the comfort, charm, and tranquility this home has to offer. Schedule a visit today to truly appreciate all that this exceptional property has to offer!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $664 | $664 | $664 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,794 | $2,333 |
Total Monthly Payment | $2,581 | $2,533 | $3,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.