Discover the pinnacle of waterfront living in Polk City, Florida, with this exceptional canal front lot. Immerse yourself in the beauty of Florida living with your very own canal frontage. Imagine waking up to the gentle lapping of the water against the shore and sipping your morning coffee as you watch the sun dance on the canal's surface. This lot provides a canvas for creating your private waterfront haven. For the avid boater, this property is a dream come true. With direct access to the canal, you can easily navigate your vessel to some of the most scenic waterways Florida has to offer. Spend weekends exploring the interconnected chain of lakes or simply cruise along the canal for a peaceful afternoon on the water. This generous lot provides a blank canvas for your architectural imagination. Design and build the home you've always envisioned, taking full advantage of the canal views and the surrounding natural beauty. The possibilities are limitless. Contact us today to schedule a tour and experience the allure of canal front living in Polk City!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $64,000 | $64,000 | $64,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $426 | $425 | $549 |
Total Monthly Payment | $501 | $500 | $624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.