Get up to $40, 000 in Down Payment Assitance from the City of Tampa! This home qualifies! Bright, cheery, and charming 3 bedroom 2 bathroom block home nestled on a corner lot in Seminole Heights! It is ready for new home owners to make it their own. The seller has done many repairs to the home such as replacing subflooring, replacing the roof, replacing doors & windows, and flooring. Now you get to put the finishing touches! You will instantly want to call this "home" when you enter because of all the natural light shining through the living room and the rest of the home. The open floor plan allows a seamless flow between the kitchen, dining and living room making it easy to host. The kitchen has been updated with shaker cabinets and butcher block countertop, easy to add more cabinets to match the current ones. The recently tiled kitchen and dining room are connected for east serving and conversation with the cook. The bedrooms are all on one side of the home for privacy away from the common areas and include new carpet with more natural light. The bathrooms have updated tile floors, one bathroom with a large tub and the primary bathroom a stand-up shower. Outside the home there is plenty of room for get-togethers and tons of parking with NO HOA restrictions, a carport, a storage shed to convert to any space you need, and mature landscaping. Updates include: newer roof, updated kitchen, updated flooring, updated appliances, updated exterior doors, updated decks. This home is centrally located; you'll be close to restaurants, grocery stores, breweries and minutes from the highway. Armature Works, Downtown Tampa, and much more within 5 miles of this property. You cannot miss out on the opportunity to purchase this Seminole Heights home! Schedule a tour today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,337 | $1,769 |
Total Monthly Payment | $1,629 | $1,629 | $2,061 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.