Presented byTeam AFA - Manhattan |
Just Listed! Cozy Studio in Prime Bay Ridge Locationlt;brgt;lt;brgt;Why rent when you can own? Move right into this charming studio, perfectly situated on the first floor of a well-maintained five-unit co-op building. lt;brgt;lt;brgt;Features: lt;brgt;- Bright natural lightlt;brgt;- Ample closet spacelt;brgt;- Quiet buildinglt;brgt;- Open kitchen layoutlt;brgt;- Deeded outdoor parking spacelt;brgt;- Included storage unitlt;brgt;- Heat, electric, and split AC/heat unit includedlt;brgt;- Communal courtyardlt;brgt;- Low maintenancelt;brgt;- Pet-friendlylt;brgt;-Whirlpool stainless steel refrigerator and electric stovelt;brgt;- fits a king size bedlt;brgt;-subletting permitted after 2 years of occupancylt;brgt;lt;brgt;Nestled between 3rd and 4th Avenue in the heart of Bay Ridge, this co-op offers the best of urban living with a tight-knit community feel. Enjoy nearby parks, tennis courts, great restaurants and a scenic bicycle and walking path along the water with stunning views of the Verrazano Bridge. lt;brgt;lt;brgt;- Three-minute walk to the express bus to NYC on Shore Roadlt;brgt;- Five-minute walk to the R train and vibrant 3rd Avenue with its restaurants and shoppinglt;brgt;- Ferry access to downtown Brooklyn and NYC at 69th Streetlt;brgt;lt;brgt;Don't miss this fantastic opportunity to join a wonderful community in a prime location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
Licensed Real Estate Salespersons
William Raveis Real Estate
Phone: 203.856.7781
Al@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,282 | $1,250 | $1,585 |
Total Monthly Payment | $1,357 | $1,325 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.