One or more photo(s) has been virtually staged. Valued at the current market rate, the Ranger Point bird sanctuary, a 55+ community, stands as Charlotte County's best-kept secret. The owners chose this home for its exceptional location—a private, dead-end corner near the clubhouse, pool, tennis courts, and shuffleboard area. Tax record represents 3 bedrooms; however, original owner elected to not include a wall. The floor plan third bedroom shows as a formal dining room/den/office (your choice). Sellers have updated the home with new features: a roof with solar tubes for constant ambient light, plantation shutters, a renovated master bath with a custom closet, hurricane impact-resistant windows and doors, a garage door, a top-tier water heater, air conditioning and ductwork with added insulation, a reverse osmosis system, updated electrical panel wiring with a generator switch, and LED lighting. The home, with its freshly painted exterior and open layout, boasts vaulted ceilings, an updated, newly painted eat-in kitchen with a granite breakfast bar, and a lanai transformed into a versatile room. Additionally, a one-year home warranty is provided. Nestled near pristine beaches, shopping, cultural sites, and dining, with a Veteran's Park nearby, this community is steeped in history, close to the Bean Depot, El Jobean's original general store and post office. Schedule a viewing of this exquisite home today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,999 | $219,999 | $219,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,337 | $1,739 |
Total Monthly Payment | $1,846 | $1,810 | $2,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.