Welcome to your new single owner home located in Oak Creek Community. This home is situated on a pond which makes for some scenic views of sunrises and wildlife. The property has a fully fenced back yard, with an extended patio, outdoor speaker and tv hook ups, a fan in the lanai and paver path that leads to the grill pad.
The inside of this home features an open floor plan, large family room with built in surround sound hook ups, in wall tv cord conduit and high-hat lighting. There is a separate dining room, large kitchen with a breakfast nook has granite counter tops and tons of cabinet space and a large pantry.
The master bedroom features his and her closets with custom shelving and storage, a bathroom with a dual sink vanity and a large walk-in shower.
The two front bedrooms have large closets and ceiling fans while the third bedroom can be a nursery or office.
This house has something not offered in new home builds and that’s a ton of storage added by the owner. Extra storage in the laundry room, front coat closet, in the garage and in the attic with ladder access and lighting so you can have all your belongings in your home.
The house is close to the community pool, basketball court, covered playground / pavilion and dog park.
The front of the house boasts a widened driveway to accommodate your vehicles, a path that leads to the concealed outdoor trash can storage and outdoor outlets in the soffits for holiday lighting.
Additional features: Water softener, wifi/ media cabinet in laundry room
Close to the Epperson Lagoon, 20 minutes from the Tampa Premium Outlets, 15 minutes to The Shops at Wiregrass and minutes away from the Zephyrhills YMCA, restaurants and shopping Wesley Chapel and Zephyrhills has to offer.
Low-cost energy bills and low HOA fees round out this home. Call to schedule a showing!
brand new carpet on 8/6/24
brand new paint inside 9/10/24
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,999 | $311,999 | $311,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,675 |
Total Monthly Payment | $2,732 | $2,730 | $3,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.