Huge price improvement!!! Plus the sellers are offering a concession of $5000 to Buyers at closing. This is a wonderful deal on a great Villa! Beautifully updated and well-maintained Delphina model in the Crescent Ridge area of On Top of the World. This lovely villa features LVP flooring, new windows, new AC 2022, and new hot water heater in 2023. No popcorn ceilings in this home, they were recently replaced with textured ceilings, and new ceiling fans were installed in 2023. The kitchen is a great size and includes a pantry, nice island for gathering, and stainless steel appliances. There is ample storage for the small footprint, including a deep closet in the guest bedroom and a walk-in closet in the primary bedroom. The backyard is a wonderful feature, with mature landscaping providing shade and privacy for sitting on the patio. This is truly a wonderful place to call home, all of the updates make it look and feel like new! The HOA fees covering lawn care, exterior maintenance, cable and 24-hour manned gates. Crescent Ridge is just one of the established neighborhoods in On Top of the World. This community offers a multitude of clubs and activities, including options not offered by other 55plus communities, such as woodworking, remote control cars/airplanes, and archery. This villa is truly special and won't last long. . . take advantage of the opportunity to live in a beautiful maintenance free home in the middle of this great community!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,303 |
Total Monthly Payment | $1,351 | $1,325 | $1,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.