Back on the market and no fault to the seller! Original owner and Architect Keith Vail custom designed this year round home nestled on a quiet cove located on Staffordville Lake. Staffordville Lake is private and allows motor boats, and is perfect for swimming, fishing, kayaking, boating and water sports. This home was built for entertaining a crowd, and it can! The lake side of the house features wall to wall windows, 2 decks on the first and second story totaling over 1500 square feet, plus an additional 1000 sq ft patio outside the full walk out basement. Inside features an open floor layout with fantastic water views and flexible floor plan. There is a bedroom on the first floor but it was originally designed as an at home office with its own private entrance. Upstairs features three more bedrooms, two which have lofts for additional sleeping room, plus a huge family room on the lower level with wall to wall windows, walk out to a stone patio, bar, fireplace, full bath and Billiard room. A fire pole adds fun and goes from the top level to the lower level. 3 car garage and shed plus an enclosed dog pen, as well as your own private paved boat launch and boat lift with over 200 feet of private shoreline completes the outside space. Owner has been meticulous with maintenance and stains deck and house every two years, has a less than 5 year old roof, and a brand new heating/cooling system with humidifier and air purifier. Septic and home inspection are attached.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet | 17.2 x 15.8 | Main |
Bedroom 2 | Balcony/Deck | 12.0 x 10.8 | Upper |
Bedroom 3 | 13.3 x 15.3 | Upper | |
Dining Room | Balcony/Deck,Sliders | 7.7 x 18.1 | Main |
Family Room | Balcony/Deck,Wet Bar,Fireplace | 18.2 x 23.2 | Lower |
Full Bath | 8.8 x 12.5 | Upper | |
Full Bath | 9.2 x 8.8 | Lower | |
Half Bath | 8.1 x 8.8 | Main | |
Kitchen | Bay/Bow Window,Corian Counters,Eating Space,Tile Floor | 18.1 x 18.1 | Main |
Living Room | Balcony/Deck,Built-Ins,Sliders | 17.9 x 22.8 | Main |
Office | 10.5 x 10.0 | Main | |
Other | 11.1 x 18.2 | Lower | |
Primary Bedroom | Balcony/Deck,Walk-In Closet | 12.8 x 18.1 | Upper |
Rec/Play Room | 18.9 x 18.1 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,175 | $1,175 | $1,175 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,910 | $4,293 | $5,731 |
Total Monthly Payment | $5,177 | $5,560 | $6,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.