Something Special! Great Location! This well-maintained 1, 724 SqFt home features 4 bedrooms and 3 baths in the ever-popular Woods of Whitfield community. With an open floor plan and spacious feel, opening the sliding doors brings the outside in, revealing a wonderful view of the sparkling pool, perfect for kicking back and enjoying Florida life. This house offers ample closets and storage space. The functional kitchen includes hardwood cabinets and modern countertops. The master suite features a walk-in closet and a bathroom with a shower. Conveniently located without an HOA, this property is equidistant from Sarasota and Bradenton downtowns, just minutes away from wonderful beaches and Anna Maria Island, supermarkets, malls like UTC, and numerous restaurants, providing ample shopping and dining opportunities. Here, you can enjoy the convenience of the city. If location, location, location is important to you, this is the place for you. Some lucky buyers will get to live in a very nice home near everything. The house updates are as follows: The entrance foyer features a new powder-coated door and a new window, the pool has new plaster as of 2023, the backyard has synthetic grass for less maintenance, and there is a new HVAC system as of 2023.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,840 | $399,840 | $399,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,660 | $2,657 | $3,428 |
Total Monthly Payment | $3,195 | $3,192 | $3,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.