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32 N Malcolm Street, Ossining, NY, 10562 | $670,000
Gorgeous fully renovated Victorian ideally situated near train and village Don't miss the opportunity to move into this turnkey Second Empire Victorian beauty in the heart of historic Ossining, a 16-min walk to the train station, a 10-min walk to the Village and a 53-min train ride into NYC. A charming historic home without the upkeep, this circa 1870s three-bedroom, 1. 5-bathroom Victorian has elegant period details - such as oak woodwork, wide-plank hardwood floors, oversized windows to let in lots of sunlight, including a bay window downstairs and dormer windows upstairs, high ceilings, original moldings, wood paneling and built-ins, and a narrow staircase with the original newel post leading upstairs - all with today's modern updates. This Hudson Valley home is ideally situated with the Old Croton Aqueduct Trailway at the back of the property and a side porch, which as an added bonus, touts a Hudson River view in the winter. The quarter-acre lot offers a private space to play outside on a spacious lawn with a garden and patio. This home has been lovingly cared for and updated to include these structural and efficiency-forward renovations: - Brand new roof framing and mansard roof - New cedar siding in keeping with original color and trim throughout - Newly constructed front and side porch to match original design - Inside ceiling repair and interior renovations, including new molding and distinct light fixtures - New operable Marvin historic windows throughout second floor - Renovated kitchen with streamlined white cabinetry and a farmhouse sink - Renovated bathrooms; the upstairs with old world charm - a claw foot bathtub, a rain shower with wrap-around shower curtain and Cherry High Tank pull chain toilet - Basement waterproofing and french drain - High-efficiency condensing boiler and holding tank for heat and domestic hot water - High-efficiency boiler conversion - High-efficiency washer dryer A short walk to the Metro North Station and Ossining waterfront parks and restaurant. Taxes do not include basic STAR exemption.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Victorian
- Year Built: 1873
- Heating: Natural Gas, Hot Water
- Cooling: Window Unit(s)
- Basement: Full
- Approx Sq. Feet: 1,675
- Acreage: 0.19
- Est. Taxes: $15,801
- Lot Desc: Near Public Transit
- Middle School: Anne M Dorner Middle School
- High School: Ossining High School
- School District: Ossining
- Appliances: Dryer, Oven, Refrigerator, Washer
- MLS#: H6302919
- Days on Market: 67 days
- Website: https://www.raveis.com
/prop/H6302919/32nmalcolmstreet_ossining_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
32 N Malcolm Street, Ossining, NY, 10562
$670,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $536,000 | $536,000 | $536,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $1,317 | $1,317 | $1,317 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,566 | $3,562 | $4,596 |
| Total Monthly Payment | $4,975 | $4,971 | $6,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535