Newer home! Awesome floor plan: The Islamorada, 3 beds, 2 1/2 baths, in-ground kidney shaped HEATED pool with exterior pool bath! Inside, a separate dining area, French doors lead to a den/or office that could be a 4th bedroom. Large open floor plan with granite breakfast bar, huge pantry, kitchen cabinets galore!! High ceilings everywhere plus a tray ceiling in the master bedroom. Huge walk-in closet. Dual vanities in the master bath with separate water closet. The master bedroom and bath are HUGE. The rear of the house is on a dry retention area so no rear neighbors and NO flood insurance required. This area is one of the highest in the Hudson area. Around the pool are pavers, a screened cage and a vinyl picket fence. A wonderful plan for any size family and a great entertaining layout. Inside laundry, water softener, pool heater and pool sweep included so maintenance is a breeze! much room in the 3 car garage- very few homes in this size offer a 3 car garage! is a receptacle on the circuit breaker panel that permits you to plug in an external generator in case of a power loss. This is a great option! Built to the latest building codes plus storm shutters makes this home inexpensive to insure and low utility bills. gated community has walking paths, a lovely entrance fountain and all newer homes. The low HOA fee of $109 covers maintenance of the common areas, gate, fountain and BASIC CABLE. This newer community is almost completely finished building. Great friendly neighbors welcome you. Community is close to shopping, restaurants, beaches & roads for convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $2,907 | $2,843 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.