Waterfront community of Spring Creek Village offers OWNED LAND, LOW HOA FEES & GULF ACCESS via the community boat ramp.
By boat Estero Bay is 6 min away with your toes in the sand on the beach or shelling along the waters edge, watching dolphins, manatees or fishing - then stopping for lunch at one of the many waterfront restaurants. Ending the day at New Pass & the Gulf of Mexico to watch the tropical sunsets at the beaches of Lovers Key State Park & Doggie Beach.
This vacant lot is one of the larger homesites located across from the lake and is waiting your dream home. New homes can be built on site with concrete columns and parking underneath, or a manufactured home, modular home or other options. Spring Creek Village is an amenity rich community with clubhouse, planned activities, pool, hot tub, shuffleboard, tennis, pickle ball, bocce ball, basketball, picnic area, lake w/ fishing pier, free kayaks use, boat ramp, boat storage compound, etc. Low HOA fees, great location, min to Coconut Point Mall, Lee Health at Coconut Point, Hertz Sports Arena, Lee County Sports Complex, SWFL international Airport, Florida Gulf Coast University, shopping & public golf courses. Friendly community. Come & enjoy the Florida Lifestyle with your new friends!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $920 | $1,181 |
Total Monthly Payment | $1,006 | $995 | $1,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.