588 Bay STREET, Palm Harbor, FL, 34683 | $1,365,000

Palm Harbor – This executive split level 4 bedroom, 4 bath pool home is in the desirable small neighborhood of Ozona Trace at the end of a quiet cul-de-sac. The distinguished elevation has a grand staircase with 3 car split garage showcasing the lush tropical landscaping. As you enter the upper-level living space you are greeted by the high ceilings and open floor plan that is perfect for entertaining. The living room has a wood-burning fireplace with custom tile accents, custom built-in shelving, wood flooring, and a double sliding door to the outdoor living space.   The dining room has marble floors, an accent ledge, neutral paint, and a large window to let the natural light flow through the space. The kitchen has wood cabinets, granite countertops, custom tiled backsplash, stainless appliances, a pantry, and a breakfast bar that opens to the living room and deck beyond. There is an outdoor kitchen area just outside on the upper deck. Adjacent to the kitchen is a breakfast nook area surrounded by windows overlooking the outdoor living space.  The primary suite is complete with dual walk-in closet and en suite bath. The primary bedroom has wood floors, multiple windows to let in the sunshine, as well as a door to the outdoor living space. The primary bathroom has his and hers granite-topped vanities, a jetted soaking tub with a separate walk-in shower with a glass surround, and a water closet. The other two bedrooms on the upper level are spacious with high ceilings, large windows, and plenty of closet space. There is a guest bath near the living room and bedroom 3 as well as an additional bath near the kitchen and bedroom 2. Downstairs you will find another living space, a kitchenette, a spacious bedroom, and a bath. This area is perfect as a guest suite, for multi-generational living, or as a party space for fun times with family and friends. The living space has French doors that open to the outdoor living space and pool area. The outdoor living space has multiple social seating areas under the deck as well as around the pool and in the yard beyond. The pool and deck area are screened in for year-long enjoyment. The salt-water pool with spillover spa has a paver surround and several seating options to enjoy the sunshine. The paver area expands into the rear yard with additional winding paths through the tropical foliage into a relaxing fire pit area. Imagine enjoying this oasis and living the Florida lifestyle. Near Downtown Palm Harbor and all it has to offer. Zoned for desirable schools. Flood Zone X. Close to shopping, restaurants, and entertainment. Make your appointment to see this tropical paradise today!

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 80 x 139
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2005
  • Garage: 3-car Driveway, Garage Door Opener, Golf Cart Parking, Split Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,650
  • Acreage: 0.23
  • Lot Size: 80 x 139
  • Est. Taxes: $9,043
  • HOA Fee: $1,100 Annually
  • Lot Desc: Cul-De-Sac, Landscaped, Sidewalk, Unincorporated
  • View: Trees/Woods
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: U8245763
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /eprop/U8245763/588baystreet_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/26/2024 1:32:07 PM)
Listing courtesy of FUTURE HOME REALTY INC   Phone: 813-855-4982

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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588 Bay STREET, Palm Harbor, FL, 34683

$1,365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,092,000 $1,092,000 $1,092,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.838% 7.002% 6.936%
Monthly Tax Payment $754 $754 $754
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,357 $7,174 $9,663
Total Monthly Payment $8,236 $8,053 $10,542

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.