HUGE PRICE REDUCTION!! Come check out this cozy, true 4 bedroom, 2 bathroom - move in ready home in the desirable 34608 zip code of Spring Hill! This house makes a perfect family starter home or it can be utilized as an ideal income producing rental property since it is close to shopping, restaurants, parks, the YMCA, Veterans Expressway, and more! The home features a BRAND NEW ROOF (installed June 2024) with a transferable warranty and fresh paint inside and out!!
Walk in the front door and notice the split floor plan, with the master bedroom off to the right and remaining 3 bedrooms on the other side of the house through the kitchen and family room. Mostly laminate flooring throughout, and there is some worn carpet, which is why this house is PRICED RIGHT TO SELL! The kitchen is spacious with a breakfast nook and a bar for extra eating space. The home sits on almost 1/4 acre with a chain link fence! The 2 car garage was slightly converted to utilize space for either a private office or a man/woman cave while still fitting 1 car in it ; however, the conversion can easily be removed if you do not want or need the extra space.
NO HOA or CDD Fees!! The A/C was replaced in 2014 and the 50 Gallon electric water heater in 2021. Make an appointment to see this home today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $303 | $303 | $303 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,708 | $2,193 |
Total Monthly Payment | $2,108 | $2,086 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.