This unique two-story home, nestled in the Ponkchockie area of downtown Kingston, offers a rare blend of convenience and charm. With 3 bedrooms, 2 bathrooms, a full basement, and an attic, it provides ample space to spread out. Its prime location puts you just steps away from the park, beach, restaurants, the waterfront, and the vibrant Hutton Brickyards. A short drive takes you to the historic Uptown Kingston and the Broadway Corridor, home to theaters, restaurants, and art galleries. It is also a short drive to Metro North and Amtrak. Rest assured, this house on 0. 28 Acres has been meticulously maintained, ensuring your peace of mind. It boasts many outstanding features, including a new roof on the home and the detached two-car garage. The recently renovated kitchen, with black stainless appliances, cherry cabinets, and granite countertops, is a chef's dream. The entire house features refinished hardwood floors, adding a touch of elegance. Notably, the home is equipped with a new whole-house natural gas Kohler backup generator, ensuring uninterrupted comfort during unexpected power outages. The electric system was upgraded to 200 amp, and a new Trex deck was installed with cable railing in the back. A 6-foot vinyl fence encloses the entire property, offering a sense of security and privacy. The house sits on an oversized lot and can be easily converted back into a 2-family home, providing an opportunity for rental income. The oversized lot also presents the possibility of building an additional accessory dwelling unit (ADU) or even a second home, allowing you to maximize the use of this unique property in Kingston. The possibilities are endless.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,426 | $3,155 |
Total Monthly Payment | $3,056 | $2,992 | $3,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.