One or more photo(s) has been virtually staged. BACKS TO CONSERVATION AREA! GOLF CART GARAGE! This exceptional Hanover model in the desired Hampton Hills section is 3-bedroom, 2-bathrooms and spans 1, 958 square feet of comfortable, climate-controlled living space. From the moment you arrive, you'll be captivated by its fantastic curb appeal, featuring stacked stone landscaping, rock-adorned flower beds, and an epoxy-painted driveway. The kitchen is a chef's dream, equipped with elegant Oak cabinetry, durable Formica countertops, and high-end Stainless Steel Appliances, including a stylish French Door refrigerator. A convenient desk area extends from the kitchen, perfect for managing household tasks or planning your next meal. The rear nook offers picturesque views, making every dining experience delightful. Easy maintenance is ensured with ceramic tile flooring throughout the home. The Sunroom at the back is fully glassed in and features its own mini-split system, providing a serene spot to unwind after a day full of community activities. The spacious primary bedroom leads to a luxurious en-suite bathroom, complete with dual vanities, a garden tub, and a separate shower. Additional features include a new roof installed in 2022 and a laundry room equipped with top-of-the-line front-loading washer and dryer. Please note, the third bedroom does not include a closet. Living in Spruce Creek Country Club means enjoying a plethora of amenities designed to cater to a vibrant and active lifestyle. The community boasts a championship golf course, lighted tennis courts, and a state-of-the-art fitness center. Residents can also indulge in the resort-style swimming pool, various dining options, and a bustling social calendar filled with clubs, events, and activities for all interests. Whether you're an avid golfer, a fitness enthusiast, or someone who enjoys a close-knit community, Spruce Creek Country Club offers an unparalleled lifestyle in a beautiful setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,995 | $1,993 | $2,572 |
Total Monthly Payment | $2,241 | $2,239 | $2,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.