There lies a home awaiting you. . . , tucked between the ocean & intracoastal waterway behind the gates of the highly desirable small community of Espanita o. This coveted enclave is within walking distance to the beach while also offering intracoastal views from the private community trail located just across the street, for your enjoyment. Beautiful 3BR/2BTH with private office, single story Arthur Rutenberg concrete, block constructed home with cement tile roof is in pristine "move in" condition. Open floor plan with 12' ceilings in Great Room, gourmet style kitchen with exquisite "Waterfall edge" island, huge walk-in pantry, microwave drawer, and double convection oven. Adjoining dining area awaits to accommodate all your entertaining needs or open the triple sliding glass doors equipped with automatic opener and step out onto the screened private patio to enjoy the 3 person hot tub surrounded by lush outdoor landscaping! Lovingly cared for, you will enjoy all the privacy this small upscale intracoastal front community offers. -Portable generator, storage cabinets, and freezer in garage covey. -Stag Horn Fern in back yard does NOT convey. **Buyer to verify all measurements and details **
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,659 | $6,659 | $9,131 |
Total Monthly Payment | $7,311 | $7,311 | $9,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.