Discover this charming and expansive 3, 300SF gambrel-style colonial that perfectly blends modern character with timeless elegance. Nestled in a highly sought-after area of Lincoln, the first floor of this property boasts 2-3 spacious bedrooms, including a primary suite with 2 walk-in closets and private bath. The interior features a cozy brick wood-burning fireplace, beautiful hardwood floors, charming original built-ins, office/den, and a renovated open concept kitchen & dining area with granite countertops, stainless steel appliances and two updated full bathrooms. Upstairs, you'll find 3 additional bedrooms, a spacious kitchen/living area, bathroom and two private entrances, providing flexibility for family or future rental income. The exterior is meticulously maintained and includes a detached two-car garage with loft, an in-ground pool with a cabana, and sits on a generous 3-acre lot complete with your own putting green. Previously a two-family home, it is currently taxed as a single-family residence, offering future opportunities based on your needs. Recent improvements include: Architectural style shingle roof, High Efficiency Utica Gas boiler with 4 zones, 3 central air mini-splits, 200 Amp circuit breaker, vinyl decking, vinyl siding, landscaping improvements, pool improvements and so much more! Ready to move right in! Enjoy Lincoln's 35% Homestead exemption Subject to seller finding suitable housing- property already identified and secured. Make your Move, today
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,920 | $631,920 | $631,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,204 | $4,200 | $5,418 |
Total Monthly Payment | $4,782 | $4,778 | $5,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.