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Nestled in a peaceful cul-de-sac in scenic Putnam County, this newly renovated 3-bedroom, 1-and-a-half-bathroom high ranch is the epitome of modern comfort and convenience with lake rights. Step inside to discover a spacious open-concept living space flooded with natural light, adorned with gleaming wood flooring that flows seamlessly throughout the upper level. The heart of the home is the brand new kitchen, featuring sleek quartz countertops, a stylish ceramic tile backsplash, and top-of-the-line stainless steel GE appliances a chef's dream come true! The upper level also boasts three generously sized bedrooms, each offering ample closet space for all your storage needs. A convenient home office provides the perfect space for remote work or study. Downstairs, the lower level is a haven for entertainment, featuring a versatile layout ideal for gatherings with. With easy access to the backyard, it's the perfect spot for summer barbecues or cozy winter nights by the fireplace. Additional features include a newly installed roof, energy-efficient windows. The exterior has been enhanced with brand new vinyl siding, ensuring years of low-maintenance living. Located just a stone's throw away from picturesque lakes, shopping destinations, golf courses, and museums, as well as the scenic Hudson Highland State Preserve, this home offers the perfect balance of tranquility and accessibility. Experience the beauty of nature and the convenience of modern living schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $970 | $970 | $970 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,423 |
Total Monthly Payment | $3,734 | $3,698 | $4,468 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.