Under contract-accepting backup offers. 233 Cumberland Avenue is now on the market for the first time, offering a unique opportunity to own a charming home in Central Ormond. This meticulously maintained block home is full of potential, featuring updated plumbing and electric, a new water heater, and a new roof in 2024. Plantation shutters throughout add a touch of elegance to the residence. The split floor plan includes formal living and dining rooms, as well as a spacious family room perfect for gatherings. The galley kitchen and informal dining room provide a blank canvas for your dream kitchen. Hidden hardwood floors, brick wall accents, and custom built-in shelves add character and charm to the home. The primary bedroom, updated with vinyl plank flooring, features an ensuite bath, a separate dressing area, and a walk-in cedar-lined closet. Modern light fixtures and a mirror enhance the primary bath. Two guest bedrooms share a fully appointed bathroom with a bathtub. Step outside to a backyard that is your private retreat, complete with a white vinyl fence and RV/boat access concrete pad. A large work shed offers ample space for storage and projects. For added peace of mind, the home security system includes emergency lighting in the primary bedroom, family room, and garage. Conveniently located just half a mile from the serene Sanchez Park boat launch, playground, and picnic area, this home is ready to be your forever haven.
All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,721 | $1,677 | $2,181 |
Total Monthly Payment | $1,885 | $1,841 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.