10 Min. to the beach! Spacious 4-bedroom, 2 bath home located in desirable NW Bradenton. Split bedrooms with separate living and dining. Ceramic tile and wood flooring throughout. Kitchen and both bathrooms have been remodeled. Garage was renovated into a 4th bedroom with its own private entrance, but sellers can convert back if buyers prefer. Wood burning fireplace. Fully fenced yard. Newly installed high-end electric solar panels reduce your power bill to $50 per month, and the mortgage lien for said solar panels will be paid off at closing. New A/C unit with programmable Wi-Fi thermostat installed July 2024. Roof, kitchen, bathrooms, and water heater done in 2017. Extra-large inside storage is 4 feet by 18 feet. Additional freezer stays. Other good news: No HOA fess or CDD fees. Property also includes your own lemon tree, banana trees and pineapple producing plants. Plenty of room to store your boat on your property. There is an open permit for the garage conversion and sellers will close out prior to closing, but if buyers want, sellers will convert it back to a garage. If buyers would like, sellers will remove the above ground pool. Ideal location: Close to great schools: Stewart, Palma Sola and King. Public boat ramp nearby for boaters and kayakers! Short distance to restaurants, shopping, medical facilities, Riverwalk, Botanical gardens, DeSoto monument, Robinson Preserve, and minutes to the most beautiful beaches around! Make an offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $127 | $127 | $127 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,065 | $2,686 |
Total Monthly Payment | $2,323 | $2,267 | $2,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.