Nestled in the sought-after 55+ Encore Atlantic Shores 24/7 gated community, this stunning and sun-filled expanded Bravo townhome is a true gem! Boasting 15-foot ceilings, this 3-bedroom, 2. 5-bath residence features an open floor plan with hi-hats and a dual gas fireplace. The gourmet eat-in kitchen has granite countertops & stainless steel appliances. The home is adorned with a gorgeous copper tray ceiling, custom moldings, and shelving. The first-floor primary bedroom includes an en suite bath with a soaking tub, separate shower, and copper faucets. The finished second floor offers a versatile family room or office, an additional bedroom with a half bath, and walk-in closets. Enjoy tranquil evenings overlooking beautiful gardens from both a stone porch and patio or your screened-in sunroom! Encore Atlantic Shores offers everything you could want and need for a vibrant lifestyle. The 12, 000 sq. ft. clubhouse is a hub of activity, featuring indoor and outdoor pools, a fitness center, steam rooms, a sauna, billiards rooms, a ballroom, a card room, a lounge, and a library. Outside, enjoy tennis courts, pickleball courts, bocce ball courts, and a putting green. With ample covered patio and outdoor spaces, this community is designed for both relaxation and active living, ensuring residents have endless opportunities for enjoyment and socializing. Enjoy the best of the South Shore of Long Island! Relish the scenic beauty of the bays and ocean, offering perfect spots for boating, fishing, and beachcombing. Explore the area's famed wineries and indulge in world-class dining at renowned restaurants, from Eastport to Montauk!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,997 | $639,997 | $639,997 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,993 | $3,889 | $5,058 |
Total Monthly Payment | $4,704 | $4,600 | $5,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.