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Fantastic 3 bedroom home on a peaceful cul-de-sac street in Essex Junction! A large front porch welcomes you home & offers a great spot to enjoy your morning coffee. Just inside, the open kitchen & dining room includes a large island with seating space for 4, stained wood shaker cabinetry, stainless steel appliances & granite countertops. The dining area has plenty of space to fit a large table & has a slider leading out to an expansive sun porch that overlooks your private backyard. The sun porch has a second slider leading into the living room where a corner gas fireplace will keep you warm during the cooler months. The main level of this home also includes 2 bedrooms & 2 full bathrooms. The primary bedroom has an en suite full bathroom with laundry closet. There’s plenty of additional finished living space in the lower level where a large family room is just waiting for your personal touches. There is also a bedroom with a walk-in closet & en suite full bathroom on this level. Under the sun porch, there’s a convenient shed with a garage door - the perfect place for all of your lawn tools, mower & other equipment. A ramp in the garage plus all of the main living spaces on the main level make this home easily accessible. Outside, take advantage of your large back yard surrounded by mature trees giving you plenty of privacy. This home is in a wonderful neighborhood near Cascade Park, just minutes to everything that Essex Junction has to offer & only 10 minutes to I-89!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.146% | 6.256% |
Monthly Tax Payment | $568 | $568 | $568 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,132 | $3,974 |
Total Monthly Payment | $3,795 | $3,792 | $4,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.