4979 Ridgemoor CIRCLE, Palm Harbor, FL, 34685 | $564,000

Welcome to a true slice of Florida living within the highly desired community of Coventry Village at Ridgemoor! Walking through the front door, the light, bright open space with multiple windows, ceramic tiled floors, and vaulted ceilings will welcome you home. The open concept design has a natural flow moving from the large dining area into the kitchen which then overlooks the spacious and comfortable living room. The well appointed kitchen with granite countertops, deep double sink, large pantry, classic wood cabinetry and newer stainless steel appliances is sure to please any chef. The kitchen’s large center island with pendant lighting and high top seating is perfect for entertaining. The kitchen extends further into an inviting breakfast nook with a lovely bay window overlooking the backyard oasis which is accessed from the adjoining family room. The bedrooms are situated in a split floor plan design providing privacy to the Master Ensuite Bedroom which boasts of hardwood floors, walk-in closet and sliding glass doors opening out to the lanai. The master bath has a garden tub, separate shower, updated vanity with double sinks and an additional closet for linen storage. The second bedroom is oversized and could be considered a second Master complete with a huge walk-in closet that provides space over and above a standard closet. There is a separate utility room for laundry and an oversized 2 car garage with built-in shelving for storage. This extra large corner lot is well manicured and the backyard is indeed an oasis as it provides multiple spaces for entertaining! The inviting solar heated pool is surrounded by a pavered deck that overlooks the large beautiful yard space which is large enough for yard games, gardens, installation of an outdoor kitchen or perhaps a fire pit for enjoying the beautiful Florida sunsets. This gorgeous home is zoned in a highly sought after school district, conveniently located to both the Tampa International and St. Pete Clearwater Airports, nearby outdoor activities include John Chestnut Park with access to Lake Tarpon, the Pinellas Trail, and golf courses catering to enthusiasts of all skill levels. The close by Ridgemoor Commons and Brooker Creek shopping plazas have a variety of popular locally owned restaurants, supermarket, hair and nail salons to name just a few conveniences. Call today to schedule your private showing!

Features

  • Amenities: Maintenance, Playground
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 74 x 143
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 1996
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, On Street
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,879
  • Acreage: 0.24
  • Lot Size: 74 x 143
  • Est. Taxes: $4,420
  • HOA Fee: $70 Monthly
  • Lot Desc: Conservation Area, Corner Lot, In County, Landscaped, Sidewalk, Unincorporated
  • Elem. School: Brooker Creek Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: U8227036
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/U8227036/4979ridgemoorcircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 3:17:12 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4979 Ridgemoor CIRCLE, Palm Harbor, FL, 34685

$564,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $451,200 $451,200 $451,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $368 $368 $368
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,742 $2,742 $3,566
Total Monthly Payment $3,202 $3,202 $4,026

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.