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7627 Ratan CIRCLE, Port Charlotte, FL, 33981 | $178,500
This 2 bedroom/2 bath SPLIT BEDROOM home comes turnkey and is situated in the sought after WATERFRONT community, Village of Holiday Lake. Recent updates include NEW METAL ROOF, CEILINGS, SUBFLOORS AND LAMINATE FLOORING, NEW SIDING and SOFFITS. This home has a 10 X 17 Living Room, oversized shed and addition of a second bathroom. The SPACIOUS KITCHEN is equipped with a pantry closet and an abundance of cabinets and counter space. The Master bedroom includes a private en-suite bathroom with a step up shower and an oversized walkthrouigh closet. The spacious guest bedroom at the opposite end of the home is sure to please your family and overnight guests. The open air carport can easily be closed in as a lanai. The Central HAVC is in working order however the current owner prefers portable units because of the direct cool air and being able to switch off in rooms not in use. Portable AC units will stay with the house. The Village of Holiday Lake boasts 25+ boat slips. Beautiful pool area with 2 pools and BBQ area. There is always something going on for everyone at the large recreation hall with full kitchen, craft room, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find 5 golf courses and several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, Farlow’s on the Water and the Sandbar Tiki & Grill to name a few. Would make a great winter get away spot. Come experience the Gulf Coast of Florida at its finest.
Features
- Amenities: Clubhouse, Fence Restrictions, Fitness Center, Handicap Modified, Laundry, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Storage, Tennis Court(s), Wheelchair Access
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Year Built: 1978
- Garage: Driveway
- Heating: Central
- Cooling: Central Air, Wall/Window Unit(s)
- Approx Sq. Feet: 950
- Acreage: 0.11
- Est. Taxes: $1,509
- HOA Fee: $130 Monthly
- Lot Desc: Level
- Pet Policy: Yes
- Appliances: Convection Oven, Dryer, Range, Refrigerator, Washer
- MLS#: C7493732
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/C7493732/7627ratancircle_portcharlotte_fl?source=qrflyer
Listing courtesy of RE/MAX ANCHOR Phone: 941-697-5606
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7627 Ratan CIRCLE, Port Charlotte, FL, 33981
$178,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $142,800 | $142,800 | $142,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $126 | $126 | $126 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $950 | $949 | $1,224 |
| Total Monthly Payment | $1,151 | $1,150 | $1,425 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388