Back on the market with an exciting opportunity: Sellers will buy down your interest rate for 2 years with a full-price offer! The “2-1 buydown” will lower your interest rate a full 2% the first year of your loan, and then 1% the second year — saving you hundreds of dollars a month on your mortgage payment!!! Use these saving to remodel, redecorate or even go on an extra vacation! >> This beautiful and spacious 4 bedroom, 3 bath home — resides within the well-sought-after neighborhood of Pipers Meadow! Surrounded by mature and professionally designed landscaping, this lovingly maintained home sits on a non-flood lot (drainage just behind). Inside, you will find elegant hardwood floors, a stylish, modern kitchen with stainless steel Kitchen Aid appliances, granite installed in 2 baths, and marble in the other. With vaulted ceilings throughout, this home offers a well-designed open concept, split floor plan — having the master on one side with its own sliding doors out to the pool. This lovely home includes a perfectly sized pool and an outdoor living space, which is completely enclosed with a screened ‘cage’. In fact, you have 5 separate sliding glass doors that open directly into the pool area. The spacious outdoor living area also features a handsome outdoor granite kitchen, additional entertaining space and a covered lanai with beautiful sunset views! Why is Piper's Meadow so popular? It's one of the very few communities that is set within the heart of Palm Harbor, but not directly on a major thoroughfare, and with quick and easy access to Belcher, Hwy 19 and Alt 19. Within the desirable Palm Harbor School district, the neighborhood is in walking distance to the Palm Harbor Middle School and conveniently located close to dining, shopping, and Florida’s top beaches. In this exceptional neighborhood of Pipers Meadow, you will find it to be very family-friendly, safe, and quiet, having an excellent HOA that cares, but is not overbearing and low HOA fees (around $33 a month). Neighbors get together regularly and enjoy an amazing Christmas Party at the end of the year! This home has so much to offer! All systems have been well maintained, including: NEW HVAC installed in 2023 NEW Water Heater installed in 2021 and much more. >> Call for an appointment today and take advantage of this temporary 2-1 buydown opportunity! (Ask your realtor or loan officer for details. ) Only pre-approved or cash offers will be considered. The owners work and school from home, so a minimum of 2 hours notice is required for all showings.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $612,000 | $612,000 | $612,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,123 | $4,068 | $5,247 |
Total Monthly Payment | $4,744 | $4,689 | $5,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.