4036 River Bank WAY, Port Charlotte, FL, 33980 | $394,000

Welcome to the beautiful River Club community! We are thrilled to present a stunning five-bedroom, four-bathroom two-story lakefront home that epitomizes both comfort and functionality. As you step through the front door, you are immediately greeted by the impressive two-story foyer. To your left, discover a formal dining room or flexible space that can adapt to your needs. On the right, you’ll find a convenient downstairs bathroom and bedroom, perfect for guests or multi-generational living. Down the hall is the heart of this home, an open-concept living area that seamlessly connects the living room, dining area, and kitchen. The living room serves as a cozy yet spacious retreat, ideal for intimate family evenings or entertaining guests. The kitchen is truly a chef's dream, featuring granite countertops, ample cabinetry, pantry closet, stainless steel appliances, and a convection oven. The spacious center island with pendant lighting doubles as a breakfast bar, perfect for casual meals or culinary adventures with family and friends. Adjacent to the kitchen is a smaller dining area, ideal for informal meals. Step out through the French doors to the outdoor living space. This expansive screened-in patio is perfect for lounging, taking in the serene lake view, or hosting summer barbecues. It's an extension of the indoor living area, offering a seamless blend of indoor and outdoor living. Ascending the staircase to the second level, you’ll find a versatile loft that can be transformed into a game room, family room, or cozy sitting area. The Primary Bedroom, set apart for privacy through French doors, leads to a stunning suite with a large walk-in closet, built-in closet and an en-suite bathroom featuring dual sinks and an oversized walk-in shower. There are three additional well-appointed bedrooms upstairs, one of which has its own bathroom. These rooms can easily be customized to suit your needs, whether you’re accommodating a growing family or creating personalized spaces for work, hobbies, or guests. Additionally, the upstairs features an indoor laundry room and another bathroom with dual sinks. This home truly offers it all and is ready for a family to move in and make it their own. Home also features a nice sized 2 car garage, hurricane shutters, Brand New Roof 2023, brick paver driveway and walkway. The River Club community is a gated community featuring three ponds, a fitness center, community pool, cable TV and internet service, grounds and pool maintenance, and lawn irrigation. Located just minutes from US 41 and I-75, you’ll have easy access to downtown Punta Gorda, local shopping and boutiques, fine and casual dining, live entertainment, and the Punta Gorda Airport. RE-ZONED NOT IN A FLOOD ZONE.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 50 x 133
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2015
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,060
  • Acreage: 0.15
  • Lot Size: 50 x 133
  • Est. Taxes: $5,324
  • HOA Fee: $377 Monthly
  • Lot Desc: In County, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Peace River Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: C7493594
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/C7493594/4036riverbankway_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2024 2:07:26 PM)
Listing courtesy of RE/MAX ANCHOR OF MARINA PARK   Phone: 941-205-2004

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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4036 River Bank WAY, Port Charlotte, FL, 33980

$394,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,200 $315,200 $315,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.841% 7.159% 6.538%
Monthly Tax Payment $444 $444 $444
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,097 $2,095 $2,703
Total Monthly Payment $2,616 $2,614 $3,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.