Experience a piece of Florida’s rich history! This charming 1920s bungalow rests on a serene, tree-lined red brick road in the highly desirable Euclid/St. Paul’s neighborhood of St. Petersburg. The property features a two-car attached garage with existing electrical connections, already approved by the city for conversion into an ADU or duplex. The home's 1920s character has been meticulously preserved while incorporating modern amenities. Recent updates enhance the home’s appeal: a new AC unit installed in 2022, impact windows added in 2023, and new impact garage doors in 2023. The exterior boasts a new paved driveway and updated landscaping with an irrigation system sourced from a well, both completed in 2022. The front door was also replaced with an impact-resistant model in 2023. Inside, you'll be captivated by the 9-foot ceilings, beautifully maintained original hardwood flooring, and elegant crown molding throughout. Stunning French doors separate the spacious enclosed porch from the living and dining areas. The kitchen, designed for a chef, features newly installed appliances (2023), a completely new kitchen with shaker cabinets with soft close doors and drawers and granite countertops for a perfect blend of style and functionality. The home includes two bedrooms, a new walk-in closet in the primary bedroom, two bathrooms—including a
newly renovated primary bathroom—and an interior laundry room, along with charming built-in features. Situated in the heart of St. Petersburg, this gem offers convenient access to everything! Just four blocks from Crescent Lake, with its walking trails, dog park, playground, and tennis courts, and minutes from the vibrant downtown area. Enjoy nearby restaurants, museums, the newly built pier, art galleries, shopping, bayfront parks, the historic Vinoy hotel, concerts in the park, and more. This is the home you’ve been waiting for. Schedule your showing today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $774 | $774 | $774 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,884 | $5,051 |
Total Monthly Payment | $4,854 | $4,750 | $5,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.