This charming home offers a cozy and inviting living space. The property had almost $30K in renovations toward the end of 2023 and features 1 bathroom, providing convenience and functionality for its residents. The lot size offering plenty of outdoor space for various activities such as gardening, outdoor dining, or hosting gatherings with friends. The spacious completely fenced in backyard with a 247 Sqf. shed with separate bathroom provides endless possibilities for customization and personalization to suit the homeowner's preferences. Nestled in and along isolated old Florida roads, this charming home is a great starter home or secondary vacation getaway for the Northern Snowbird. The home and property are also a great opportunity for the homesteader and the property has ample room for expansion. Finally, the home can serve as a great investment vacation Airbnb. Off Route 19 on the West Gulf Coast of Florida, this property is 45 minutes (43 Miles) from Tampa International Airport and 2 hours 15 minutes (100 Miles) from Orlando International Airport. The area is known for its beautiful landscapes and stunning views of the Gulf of Mexico. There are plenty of outdoor activities to enjoy, such as fishing, boating, kayaking, scuba diving, snorkeling, and swimming. The area is near a variety of shopping malls and restaurants that offer delicious cuisine from around the world. All the major Florida parks and theme attractions are within a 2. 5-hour drive including Disney World, the Tarpon Springs Sponge Docks, a popular tourist attraction in Tarpon Springs, Florida, and the world famous Weeki Wachee’s iconic mermaid show at Weeki Wachee Springs State Park. For those looking for an escape from city life, Hudson/Hernando Counties offer a peaceful and serene atmosphere. Residents can take advantage of breathtaking sunsets that set the sky ablaze each night and enjoy spending time on nearby beaches or relaxing on their own property. The home exudes a warm and welcoming atmosphere, with a layout that maximizes the use of space and natural light. The interior features cozy living areas, a well-equipped kitchen, and a comfortable bedroom for rest and relaxation. The bathroom is modern and functional, providing all the necessary amenities for daily use. Located in a serene and peaceful neighborhood, this property offers a tranquil retreat from the hustle and bustle of city life. The surrounding area is filled with lush greenery and beautiful landscapes, creating a picturesque setting for the home. Residents can enjoy the beauty of nature right outside their doorstep, with opportunities for outdoor activities and leisurely strolls in the neighborhood. This home is a wonderful opportunity for those seeking a cozy and comfortable living space. With its convenient location, ample outdoor space, and charming interior, this property offers a perfect blend of functionality and comfort for its residents.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,102 | $1,443 |
Total Monthly Payment | $1,335 | $1,319 | $1,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.