Discover lake front living in a truly unique property on the beautiful Lake Champlain. This extraordinary home features a circular design on the main living floor, a generously sized first floor with walkout access, and a third-floor loft, surrounded by stained glass windows that flood the space with natural light and the stunning views. Upon entering the main floor, you are greeted by an inviting foyer leading to the kitchen with tile countertops, a spacious living room, and an extended dining area that opens onto a back porch with breathtaking lake views, and the perfect place for outdoor dining. This floor also includes 2 bedrooms including the primary, and the first full bath. The walk-out first floor boasts a generously sized family room, a third bedroom, the second full bath with jacuzzi tub, and a storage room, with direct access to backyard allowing you to enjoy the refreshing breeze every day. The loft, a unique stunning addition offers the perfect space for unwinding and soaking in the surrounding beauty. The property also includes a detached two-car garage, and ample lot space, making it your ideal summer sanctuary by the water.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $783 | $783 | $783 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,722 |
Total Monthly Payment | $4,600 | $4,596 | $5,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.