Expansive Living in a Two-Bedroom Home with Loft Motivated Out-of-State Seller! Priced to Move Fast! At $277 per square foot, this home is priced well below the local average of $335 per square foot, providing a compelling reason for interested buyers to act fast. This property is ideal for those seeking a spacious living environment in an 1800 sq. ft. layout. This two-bedroom, three-bathroom home offers much more than meets the eye. The property was completely renovated in 2006, ensuring modern comfort and style. With its expansive layout, this house lives like a four-bedroom home. Key Features: Main Floor: Features 2 bedrooms and a full bath, providing convenient single-level living. The living room, eat-in kitchen, dining room, and lots of closet space add to the comfort and functionality of this floor. Upstairs Loft: Features 2 additional rooms and a full bathroom, ideal for home offices, workspaces, or guest rooms. Finished Basement: Bright and functional with plenty of windows, closet space, a full bath, and a mechanical room with washer and dryer hookups. Direct walk-out access to the backyard for convenience. Detached Garage & Shed: Insulated and sheet-rocked garage with electricity, plus a large shed for extra storage. Enjoy the privacy and view from the large deck. The house sits on a solid block construction to the 2nd floor with stucco, a poured concrete foundation, and a dry basement. With a little TLC, this property can shine even brighter. Ready to occupy with all permits closed and a clean municipality search. Always above-ground oil tank, town water, and a septic system. This home is an amazing find with lots of potential. Act fast to secure this deal.
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William Raveis Mortgage, LLC
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Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,110 | $399,110 | $399,110 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $776 | $776 | $776 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,425 | $3,154 |
Total Monthly Payment | $3,276 | $3,276 | $4,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.