DON'T WAIT!! NEAR NEW CONDITION LOTS OF UPGRADES, MOVE-IN-READY HOME Located in the NEWLY ESTABLISHED, highly sought-after LAGOON community of Southshore Bay. Nestled in a picturesque setting, this property is highlighted by its unique 5-ACRE CRYSTAL BLUE LAGOON, providing a paradise of recreational activities such as kayaking, paddle boarding, a floating obstacle course, and entertainment options for the whole family. This spacious, TURNKEY residence boasts four bedrooms and three full baths, with the convenience of one bedroom and a full bath located on the main floor. Step inside to discover an inviting open-concept layout adorned with MODERN UPGRADES, including SMART HOME technology controlling lights, accent lights, garage door, and front entrance. Throughout the first floor, you'll find large ceramic tiles, providing both elegance and durability. Central heating and cooling ensure year-round comfort, while the second-floor laundry room with sink hook-up adds practicality to your daily routines. The heart of this home is the well-appointed kitchen featuring granite countertops, a sizable island with a sink, tile backsplash, wood cabinets, a generous walk-in pantry, a convenient walkthrough dry bar, and additional storage cabinets. Top-of-the-line stainless steel appliances from Whirlpool and Samsung elevate the cooking experience. The kitchen seamlessly flows into the great room, dining area, and a covered "screened-in" lanai, creating the perfect setup for indoor-outdoor living. Immerse yourself in the cozy ambiance of the great room, adorned with a beautiful stone accent wall and a built-in electric fireplace with a TV nook, adding both warmth and entertainment options. Moving to the second floor, the master bedroom awaits, complete with a sizable SITTING ROOM and a large walk-in closet that conveniently opens to the laundry room. The master bathroom impresses with tile flooring, an oversized walk-in shower with exquisite tile trim, a separate garden tub, and textured walls, creating a spa-like retreat. Additionally, the second floor boasts a spacious bonus room (Loft) with a closet, two more well-appointed bedrooms, a bathroom with double vanity sinks, a linen closet, and a storage closet, catering to your family's needs. For added peace of mind, this home comes equipped with CUSTOM STORM SHUTTERS, providing protection during inclement weather. Don't miss the opportunity to embrace Florida living at its finest in this exceptional home. Act now and make it yours to enjoy the perfect combination of style, functionality, and outdoor recreation! Listing Agent is related to the home owner.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,080 | $384,080 | $384,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $776 | $776 | $776 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,620 | $2,553 | $3,267 |
Total Monthly Payment | $3,471 | $3,404 | $4,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.