Welcome to your dream seasonal cottage in the serene Champlain Islands! This cozy abode features a primary suite with beautiful built-in storage. The living room is bathed in natural light & flows seamlessly into the kitchen with delightful dining nook. The kitchen itself offers a reach-in pantry & extended counter space for your culinary needs! Around the corner, you'll find a full bath with a skylight infusing the space with natural light. Embrace the beauty of every season in the expansive family room, equipped with a stacked washer/dryer & Rinnai heater to keep you warm. Wander outside & indulge in the fresh island air on the large 3-season porch. This property also features practical additions, including an attached storage shed housing the hot water heater that serves as a great workspace! There's an additional storage container outside. As part of this community, you'll enjoy fantastic amenities including seasonal pontoon rentals, boat launch, & slips at the marina. Enjoy a manicured 9-hole par-3 golf course, saltwater pool, and hot tub at the resort clubhouse. Grab all the essentials at the resort store & swing by the front office to rent a golf cart. Witness the most enchanting Lake Champlain sunsets from the waterfront overlook at dusk. Don't miss this opportunity to live at Apple Island Resort! This cottage qualifies for a limited time June special offering. When you buy a cottage between 6/6/24 to 6/30/24 the 2024 annual lease fee will be waived.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $80,000 | $80,000 | $80,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $532 | $532 | $686 |
Total Monthly Payment | $625 | $625 | $779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.