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If you're looking for an in-town home that has a feeling of privacy and tranquility, look no further. This charming duplex has been lovingly and tastefully updated and cared for, and will provide steady income, or additional space for friends and family to visit and stay. Outdoors you can enjoy the view and the sounds of the Whetstone Brook from the home's three spacious porches, or stretch out in front of the firepit in the fenced in side yard. The first floor contains a 2 bedroom apartment with a recently renovated kitchen, its own washer/dryer, and a full bath with a low-threshold shower - perfect for aging in place if desired. The entrance to the second floor features a mudroom with lovely built-in cabinets. Upstairs, the updated kitchen features natural stone countertops, stainless appliances, and newer cabinetry. In the open dining/living area you will find natural wood floors, a pellet stove on a local stone hearth for cozy winter nights, and a bonus/office room that opens up onto the spacious second floor porch. Thoughtfully remodeled, there are storage nooks throughout this apartment, including in the primary bedroom, which also features double closets. The third floor attic has been finished and opens up to its own balcony overlooking the brook - the perfect spot to immerse yourself in a good book! There is also a 2-car detached garage for parking, or for puttering away on projects. Showings begin June 8th.
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,859 | $1,859 | $2,385 |
Total Monthly Payment | $2,423 | $2,423 | $2,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.