MAJOR PRICE REDUCTION! No damage to the home from Hurricane Helene or Hurricane Milton- OWNERS ARE RELOCATING FOR WORK AND ARE CONSIDERING ALL WRITTEN OFFERS! Your tropical oasis awaits! Wild Oak Bay, one of the most stunning communities in West Bradenton, is surrounded by lush, mature landscaping and serene ponds, offering beautiful views of Sarasota Bay. This FULLY REMODELED home features STATE OF THE ART KITCHEN APPLIANCES: including an oven that has convection and air-fry options, QUARTZ COUNTERTOPS electric hurricane shutters, updated ductwork, HUGE WALK-IN CLOSET WITH CUSTOM SHELVING, and windows with transferable warranty. The OVERSIZED BATHROOM also offers an accessible jetted bathtub. Meticulously maintained and spotless, this home is in pristine condition. Conveniently located off El Conquistador Parkway, Wild Oak Bay provides quick access to IMG Academy, Bradenton Beach, Sarasota Airport, downtown Sarasota, and an array of shopping and dining options. This maintenance-free community includes flood insurance, cable TV, internet, sewer, water, trash, pest control, landscaping, groundskeeping, exterior maintenance, two heated pools, and two spas ALL INCLUDED IN YOUR QUARTERLY HOA FEE! Don't miss the opportunity to live in one of the finest communities in the area. This community allows owners to rent units 3+ months.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,401 | $2,399 | $3,008 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.